Pet Insurance Pre Existing Conditions

  • Thread starter Thread starter /u/lsattakerreddit
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/u/lsattakerreddit

Hi — my cat has to get an echocardiogram for a heart gallop. At this time, they have no idea what is causing it. I got pet insurance after the physical where they told me I needed the echo (get it before everyone!! He is otherwise perfectly healthy and young, but you never know)

If he gets diagnosed with a disease following the echocardiogram, would treatment for the disease be covered? I know I’m out of luck for the echo expenses. I have Fetch. Right now he doesn’t have any diagnosis, the only thing on his record is “heart gallop.” If he were to be diagnosed with a lifelong heart disease, would medication for that be covered or would it be a pre existing condition?

Any thoughts + experiences welcome. Regardless I’m keeping the pet insurance for my cats (learning my lesson the hard way) but I wanted to get opinions.

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